Terms of Service

Last updated: November 1, 2025

1. Acceptance of Terms

By accessing and using MoneyCalc ("the Service"), you accept and agree to be bound by the terms and conditions of this agreement. If you do not agree to these terms, please do not use the Service.

2. Description of Service

MoneyCalc provides a collection of free web-based tools that run entirely in your browser. These tools include but are not limited to:

  • Password Generator
  • Image Compressor and Resizer
  • PDF Merge and Split Tools
  • Unit Converter
  • Color Palette Generator
  • Word Counter and Reading Time Calculator
  • Base64 and URL Encoder/Decoder
  • JSON Formatter and Validator
  • Unix Timestamp Converter
  • CSS Gradient Generator

3. Use License

Permission is granted to use the Service for personal and commercial purposes, subject to the following restrictions:

  • You may not use the Service for any illegal purposes
  • You may not attempt to exploit, harm, or compromise the Service
  • You may not use automated systems to access the Service in a way that sends more requests than a human could reasonably produce
  • You may not reverse engineer or attempt to extract source code (though the code is open source under MIT license)

4. Disclaimer

THE SERVICE IS PROVIDED "AS IS" WITHOUT ANY WARRANTIES, EXPRESS OR IMPLIED.

We make no guarantees about:

  • The accuracy of tool outputs
  • The availability or uptime of the Service
  • The compatibility with all browsers or devices
  • The security of data processed in your browser

While we strive for accuracy, you should verify critical results independently.

5. Limitation of Liability

In no event shall MoneyCalc or its operators be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the Service, even if we have been notified of the possibility of such damage.

6. Privacy and Data

All tools run locally in your browser. We do not collect, store, or transmit any data you process with our tools. Please refer to our Privacy Policy for complete details.

7. User Responsibilities

You are responsible for:

  • Maintaining the security of your device and browser
  • Any data you choose to process using our tools
  • Ensuring you have the right to process any uploaded files
  • Complying with all applicable laws and regulations in your jurisdiction
  • Keeping backups of important data before processing

8. Intellectual Property

The Service's source code is licensed under the MIT License and is available as open source. You retain all rights to any content you create or process using the Service. We claim no ownership over user-generated content.

9. Third-Party Services

The Service may use third-party libraries and services:

  • Tailwind CSS (styling framework via CDN)
  • pdf-lib (for PDF processing, loaded on demand)
  • Advertisement providers (if enabled)

Use of these services is subject to their respective terms and conditions.

10. Modifications to Service

We reserve the right to modify or discontinue the Service (or any part thereof) at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

11. Acceptable Use

You agree not to:

  • Use the Service to process illegal content
  • Attempt to circumvent any security features
  • Interfere with other users' access to the Service
  • Use the Service to distribute malware or malicious code
  • Scrape or copy the Service for redistribution

12. Termination

We may terminate or suspend access to the Service immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the Service will cease immediately.

13. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions.

14. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of material changes by updating the "Last updated" date. Continued use of the Service after changes constitutes acceptance of the new terms.

15. Contact Information

For questions about these Terms of Service, please visit our Contact page.

16. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.